Know your benefits as a SSS members

Every Filipino who work in the private sector contributes to Social Security System or SSS.

It’s no longer surprising that some of your monthly salary goes to the SSS fund. Have in mind that SSS is an important investment and have many benefits prepares for the members.

Members also should understand how it works and the benefits to avail it in times of need.

SSS is an insurance program mandated by the Philippine government to cover all income earners or workers in the private sector, in contrast, government workers are covered by the GSIS or Government Service Insurance System.

Furthermore, let’s discuss here about SSS and its benefits.

What are the important benefits of SSS?

The benefits under the Social Security Program are:

• Sickness Benefit. It’s a daily cash allowance paid for the number of days a member is unable to work due to sickness or injury.
• Maternity Benefit. It’s a daily cash allowance granted to a female member who is unable to work due to childbirth or miscarriage.
• Disability Benefit. It’s a cash benefit granted – either as a monthly pension or a lump-sum amount – to a member who becomes permanently disabled, either partially or totally.
• Retirement Benefit. It’s a cash benefit granted – either as a monthly compensation or a lump-sum amount – to a member who can no longer work due to old age.


• Death. It’s a cash benefit granted – either as a monthly compensation or lump-sum amount – to the beneficiaries of a deceased member.
• Funeral. A funeral grant of ₱20,000 to whoever paid for the burial expenses of the deceased member.
• Salary Loan. It’s a cash loan granted to an employed, currently – paying self-employed or voluntary member. It is intended to meet the member’s short-term credit needs.

Can a member withdraw membership with the SSS?

No. When a person registers and is covered for SSS membership, he/she becomes a member for life.

What to do if you forgot or lose your SSS number?

Remember that your SSS number assigned to you is your lifetime number and must always be used in all transactions with the SSS. If the member wishes to replace a lost SSS ID card or cannot remember his/her SSS number, it is advisable to inquire from the nearest SSS branch.

SSS Contribution Table