DragonFi Securities Guide: How to Master Stock & REIT Investing in the Philippines

The Philippine stock market is experiencing a digital transformation, and leading this shift is DragonFi Securities Inc. (DSI). Founded by veteran tech entrepreneurs and financial experts, DragonFi was built to address long-standing challenges in local trading: clunky legacy platforms, high minimum commission fees, and a lack of modern analytical tools for retail investors.

Whether you are looking to build a high-yield dividend portfolio with Real Estate Investment Trusts (REITs), invest in mutual funds, or trade top PSE blue-chip stocks, DragonFi offers an intuitive, feature-rich ecosystem designed for modern investors. This guide breaks down everything you need to know about DragonFi—from its key features and product offerings to fees and step-by-step account opening.

RELATED: Building a Monthly Income Stream from the Philippine Stock Exchange - Is It Possible?

What is DragonFi Securities?

DragonFi Securities Inc. is an online stock brokerage firm registered with the Securities and Exchange Commission (SEC) and an official Trading Participant of the Philippine Stock Exchange (PSE). It is also a member of the Securities Clearing Corporation of the Philippines (SCCP), the Philippine Depository & Trust Corp. (PDTC), and the Securities Investors Protection Fund (SIPF).

┌─────────────────────────────────────────────────────────┐
│                    DragonFi Platforms                   │
├───────────────────┬─────────────────┬───────────────────┤
│    DragonFi Web   │ DragonFi Mobile │   DragonFi Lite   │
│ (Pro Analytics &  │  (Full-Featured │  (Fast, Simplified│
│  TradingView)     │   On-the-Go)    │   Interface)      │
└───────────────────┴─────────────────┴───────────────────┘

RELATED: The 10 Best Online Stock Broker Platforms in the Philippines

Standout Features of DragonFi

1. No Minimum Commission Fee Barrier

Traditional Philippine online brokers often impose a minimum broker commission fee of ₱20 per order. This penalizes smaller investments or dollar-cost averaging (DCA) strategies. DragonFi eliminated the ₱20 minimum fee threshold while charging the standard 0.25% commission rate, making fractional board-lot investing significantly cheaper for retail traders.

2. Built-in Analytics & Dividend Screener

DragonFi provides built-in research tools directly inside the app, including:

• Dividend Screener & History: Track payout dates, dividend yields, and historic distributions for stocks and REITs.
  
  
• Market Pulse & Heatmaps: Get real-time visual summaries of market movements, sector breakdowns, and top gainers/losers.
  
  
• Advanced TradingView Integration: Perform technical analysis using professional-grade charting tools on both web and mobile.

3. Multi-Asset Ecosystem

Beyond individual PSE equities, DragonFi allows users to manage a diversified portfolio from a single account:

• REITs & Stocks: Access all listed equities on the PSE.
  
  
• Money Market & Mutual Funds: Earn yield on idle cash by investing directly in low-risk money market funds (such as the Manulife Money Market Fund) with quick redemption turnarounds.
  
  
• PERA+ (Personal Equity & Retirement Account): Invest in tax-exempt retirement portfolios under the Philippine government's PERA initiative.
  
  
• IPO Subscriptions: Subscribe directly to initial public offerings without extra fees.

4. Smart Order Types & Off-Hours Trading

Unlike basic broker platforms that only accept trades during active market hours, DragonFi enables users to queue stock orders outside trading hours and utilize advanced order types to execute strategies automatically.

RELATED: Ultimate Beginner’s Guide to Buying and Investing in Stocks in the Philippines

DragonFi Platform Options & Fees

Feature / Tier	DragonFi Standard / Mobile	DragonFi Lite	DragonFi Prime
Target User	Active Traders & Dividend Investors	Beginners / Casual Investors	High-Net-Worth / Active Traders
Minimum Initial Deposit	₱1,000	₱0 (No min. deposit)	₱50,000 ADB / Transfer value
Brokerage Commission	0.25% of trade value	0.25% of trade value	0.25% + Free stock transfer benefits
Minimum Broker Fee	₱0 (No ₱20 floor)	₱0 (No ₱20 floor)	₱0 (No ₱20 floor)
IPO Subscriptions	Free (₱0)	Free (₱0)	Free (₱0)

Note on Standard Fees: Standard PSE transaction taxes (0.6% stock transaction tax on sales), SCCP fees (0.01%), and SEC fees (0.005%) apply equally across all Philippine stock brokerages as mandated by law.

RELATED: How a ₱10.5M Target Portfolio Can Yield ₱50,000 in Monthly Passive Income

Step-by-Step Guide to Opening a DragonFi Account

Opening an account with DragonFi is completely paperless and can be finished in under 30 minutes:

STEP 1 Download the App or Visit Web Portal: Launch the DragonFi Mobile app (available on iOS and Android) or go to dragonfi.ph.

STEP 2 Complete the Application Form: Enter your basic contact info, Tax Identification Number (TIN), and employment details.

STEP 3 Verify Your Identity: Upload a clear photo of one valid government ID (e.g., Philippine Passport, UMID, Driver's License, or SSS ID) and complete the facial verification check.

STEP 4 Automated NoCD Setup: DragonFi automatically provisions your NoCD (Name on Central Depository) ID with the PDTC, ensuring your share ownership and dividend payments are officially linked to your name.

STEP 5 Fund Your Account: Transfer funds instantly through integrated payment channels (including e-wallets like GCash/Maya and major local online bank transfers). Once funded, you can begin executing stock and REIT trades immediately.

Pros and Cons of DragonFi

Pros

Modern UI/UX: Clean, intuitive interface on both desktop and smartphone apps.

Cost Effective: No ₱20 minimum commission fee makes micro-investing feasible.

Comprehensive Analytics: Integrated dividend tracking, research reports, and screeners save time.

Yield on Idle Cash: Easy access to low-risk money market funds inside the app.

Cons

Focus on Local Markets: Primary asset access is focused on Philippine equities and local funds (US stock trading is not natively integrated for direct trading).

App Learning Curve: Advanced desktop screens may require a brief orientation for absolute first-time traders.

DragonFi Securities has set a new benchmark for stock brokerages in the Philippines by combining low friction, modern design, and professional analytical tools. By removing outdated minimum fees and integrating features like dividend screeners, PERA+ accounts, and money market options, DragonFi makes wealth accumulation more accessible to everyday Filipinos.

If you are ready to start building your portfolio of Philippine stocks or high-yielding REITs, downloading the DragonFi app and setting up your account is one of the most efficient starting points available today.

Read Next . . .

• The 10 Best Online Stock Broker Platforms in the Philippines
• DragonFi Lite on Maya: A Beginner-Friendly Gateway to Stock Investing in the Philippines
• Building Passive Income with Philippine REITs: The Ultimate Guide for Local Investors

Maki-balita sa Philippines Today sa Facebook, Twitter, Instagram at YouTube!